Mobile Home communities are classified as family parks with no age restrictions, or senior parks with a 55 or better age restriction.  San Diego has over 100 mobile home communities of all sizes and prices, located mostly in the North County.  

In a 55+ park, you can expect to pay $75,000-$200,000 for a mobile home without land, or $150,000 to over $300,000 for a mobile home in a park where you own the land.  In general, prices along the coast are higher than inland.

Parks where you do not own the land charge a space rent, typically $300 to $600 a month.

Parks where you own the land have homeowner fees to maintain the grounds, fences, and pay for any community facilities, like clubhouses and pools. These fees vary from $75 to $200 a month depending on the amenities.

For more information or a tour of these communities, call Shirley or Gary Loader at (760) 420-3042.  They can help reduce your legwork and zero in on the best choice for you.

Financing Information

Mobile home loans are different than conventional real estate loans.

If you don't own the land, then it works like a car loan.  You can expect interest rates similar to car loans with 10 or 20% down.

If you own the land, expect to pay at around 1% higher than a conventional loan, with typical 5, 10 or 20% down programs available.

Note that some "own your own land" parks are really co-op parks, where you own a fraction of the entire park.  It is difficult to get financing in these co-op parks.